For restoration contractors

Help your customer without crossing the line. Refer a policyholder.

When a carrier's scope or pricing does not match what the building actually needs, the policyholder can get stuck between the estimate, the repairs, and the claim process. Ally helps policyholders organize documentation, review scope concerns, and move the claim forward with evidence-based public adjusting support.

How a referral works

  1. Contractor sees the issue
  2. Policyholder authorizes contact
  3. Contractor sends the referral
  4. Ally contacts the policyholder
  5. Ally represents the policyholder
  6. Contractor stays focused on the work

What Ally handles

  • Claim review
  • Scope and documentation review
  • Policyholder communication
  • Evidence organization
  • Public adjusting advocacy

What the contractor handles

  • Mitigation or repair work
  • Contractor estimate
  • Job documentation
  • Photos and field observations
  • Repair communication with the customer

Ally represents the policyholder directly. Contractors do not adjust claims, and Ally does not represent the contractor on the insurance claim. A contractor's involvement or referral does not change Ally's obligation to the policyholder.

When to send Ally the claim

Send a referral when…

Documents that help a referral

  • Contractor estimate, photos, and mitigation invoice
  • Carrier estimate, denial letter, and claim correspondence
  • Signed customer authorization, if applicable

Bring whatever documents you have — Ally will let you know what helps the referral.

Refer a policyholder

Send the referral. Stay in your lane.

Use the Request for Help and choose "Restoration contractor" to send a referral. Ally takes the claim side from there.

Send a Contractor ReferralTalk With Ally · 855-404-8196

Results vary by policy, facts, damages, documentation, and applicable law. Ally Public Adjusting is not a law firm and does not provide legal advice. Licensing and service availability vary by state and must be confirmed before representation.

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